Every day, thousands of legitimate insurance claims are denied, delayed, or underpaid. Policyholders who've paid premiums faithfully for years suddenly find themselves fighting massive corporations alone when they need help most.

We've been there. Our founder spent years as an insurance adjuster, witnessing firsthand how companies use technicalities, delays, and intimidation to avoid paying legitimate claims. The breaking point came when a family lost their home because their claim was denied on a technicality after 20 years of premiums.

That's when we realized: consumers need a platform to fight back. A place to share their experiences, warn others, and most importantly, file official complaints that insurance companies can't ignore.

Rate A Claim connects your complaint directly to state insurance commissions - the regulators with real power to investigate, fine, and even revoke licenses. When companies know they're being watched, they behave differently.